To achieve your financial security, and that of your family, you will need to create a comprehensive strategy. But for this strategy to succeed, you’ll need to guard it from various challenges – and that means you’ll need to build in different layers of protection.

What are these challenges – and what types of protection can be used to defend against them? Consider the following: • Challenge #1: Protecting your ability to reach your goals – To achieve your long-term goals, such as a c...