Take charge of your debt, one step at a time

If you’re dealing with debt, you’re far from alone. More than 80% of U.S. households carry some form of debt (2025 Federal Reserve report), and since 2019, total household debt for Americans has increased more than 31%, to $18.59 trillion.

While debt can help you achieve important goals, such as buying a home or getting an education, it can also create strain on your life and finances. If you only make minimum payments, for example, you’ll hold debt longer and pay more in interest.

Having a clear debt reduction plan can help you take control, reduce anxiety and even save money.